Open source personal finance for people who care.
The open source alternative to YNAB and Monarch. Built by a power user for those who want complete data ownership and intelligent tracking, without the subscription traps.
Eric Crow
06/28
Eric Crow
06/28
Eric Crow
06/28
Eric Crow
06/28
Eric Crow
06/28
Eric Crow
06/28
Eric Crow
06/28
Eric Crow
06/28
Eric Crow
06/28
Credit card management for power users
The foundation is built for those juggling multiple cards, optimizing rewards, and tracking complex utilization across banks.
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Real-time Plaid sync
Connect your banks to see every card's balance, APR, payment due date, and credit utilization — updated automatically.
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Wallet organization
Group cards into custom wallets like "Daily Drivers" or "Business". Pin favorites and organize with drag-and-drop.
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Card detail pages
Track lock and autopay status, view full transaction history, and monitor utilization progress for every individual card.
Eric Crow
06/28
Eric Crow
06/28
Eric Crow
06/28
Eric Crow
06/28
Own your data. Track your wealth.
A fully open source platform designed as a power tool, not a lecture. No debt shaming, no data selling, no artificial feature gates.
Open Source & Self-Hostable
Not a subscription trap. Free to use, modify, and host yourself. The hosted version only covers real API costs—no artificial feature gates.
Data Ownership
We are not a data broker. Your financial data stays yours. No selling to advertisers, and no opaque "anonymized" aggregation.
Modern Tech Stack
100% Convex-Native and Next.js. Zero API routes, real-time database subscriptions, and production-grade Plaid integration.
Built by users, for users
Frustrated by expensive, unreliable alternatives, SmartPockets was built by a user managing 12+ cards who wanted something better.
Tired of paying a premium
to track your own money?
Join our early access alpha. We're building the open source personal finance platform the community actually deserves.
Take control of your finances todayTake control today
Join the alpha and help shape the future of SmartPockets.