Open-source finance that hands you the keys.
SmartPockets is a careful workshop for the people who manage more than one card. Real balances, clean wallets, transaction visibility, and future agent-assist that never pretends to control your money.
Prototype waitlist · capture is not yet active
wallet health
$18,420
ERIC CROW
06/28
ERIC CROW
06/28
ERIC CROW
06/28
next reminder
Autopay status review
3 of 5 cards confirmed
Manifesto
Drafted in private · Eric J. Crow
Personal finance has been quietly hostile to the people who actually run their own portfolios. SmartPockets is a workshop, not a coach — a calm place for your cards, transactions, and the assistance you choose to enable.
SmartPockets does not score your spending or sermonize your habits. It is a careful workshop of your own financial objects, with assistance you can read the source of.
What it does
Card-first object model
Built for people whose finances do not fit a starter template.
The first job is not budgeting theatrics. It is giving card-heavy users a reliable place to see what is connected, what changed, and what needs attention.
Open source by design
Inspect every line, fork the architecture, or self-host the entire stack with your own keys. The hosted alpha is a convenience, not a moat.
$ git clone EricJamesCrow/smartpockets $ bun install && bun dev ↳ web ready · backend ready
Composed around cards
Balances, utilization, APRs, due dates, and transactions stay attached to the cards you actually carry.
EC
06/28
EC
06/28
Agent-assisted, never agent-acting
SmartPockets is moving toward assistance for insight, organization, reminders, and portfolio hygiene. It will not pretend to move money on your behalf.
Privacy-respecting plumbing
Plaid data flows into a product built for visibility and ownership, not ad targeting or opaque aggregation.
no ads
ever
your keys
self-host
clear sync
via Plaid
Future direction
Built for the moment finance starts helping back.
The product direction is careful by design: assistance for spotting patterns, organizing wallets, and recalling what needs attention, while you keep your hand on every financial decision.
- InsightSurface what changed.
- OrganizationWallets, tags, hygiene.
- RecallReminders before they bite.
- RestraintNever moves your money.
assistant note
Three travel-wallet cards are sitting near the same utilization threshold.
Review balances before the next statement cycle. SmartPockets tracks the context; you make the move.
TRAVEL WALLET
06/28
DAILY WALLET
06/28